Payment

💳 loveshop08 Secure Payment Hub

Zero Fees | Bank-Grade Encryption | Payment Data Isolation


🔒 Core Security Declaration

⚠️ Critical Notice: All payment information (including card numbers, CVV) is exclusively managed by payment gateways. loveshop08.com cannot access, store, or view your sensitive payment data.


🔄 Top 5 Payment Channels

⭐⭐⭐⭐⭐ Security Certified

MethodKey BenefitsData Handler
PayPalBuyer Protection · GlobalPayPal Gateway
Credit CardsVisa/MC/Amex SupportStripe Encrypted Gateway
Google PayAndroid Instant CheckoutGoogle Secure Servers
Apple PayFaceID Privacy ProtectionApple Secure Element
Affirm3-36 Month FinancingAffirm Credit System

▸ Universal Principle: Your payment data processed only by certified gateways – we never touch sensitive information.


🛡️ Quad-Shield Security (Gateway-Managed)

End-to-End Payment Isolation

  1. Physical Data Segregation
    → Payment pages redirect to Stripe/PayPal/Affirm gateways
    → We NEVER handle raw card data
  2. Military-Grade Encryption
    → TLS 1.3 bank-level encryption
    → Direct tunnel to payment processors
  3. Zero Data Retention Policy
    → Card numbers/CVV/expiry dates never stored
    → Only payment status notifications received
  4. PCI-DSS Level 1 Certified
    → Gateways maintain highest security certification
    → Annual third-party audits

🔐 Triple Verification: Device auth + biometrics + dynamic tokens (all managed by gateways)


📝 Affirm Financing Guide

Gateway-Controlled Process
▸ Workflow:

  1. Select Affirm → Redirect to Affirm gateway
  2. Submit details → Real-time credit decision
  3. Confirm terms → Return payment result

▸ Data Isolation:
→ Credit checks performed independently by Affirm
→ We only receive “Approved/Declined” status


⏱️ Payment Processing Flow

Gateway-Centric Journey

plaintext

[ Your Input ] → [ Gateway Encryption ] → [ Bank Processing ] 

↓ 

[ Result Notification ] → [ Order Confirmation ] → [ Fulfillment ]

▸ Critical Isolation: Card data NEVER enters our systems.


🚨 Payment Issue Resolution

Direct Gateway Engagement Required

Issue TypeResolution Path
Billing DisputesContact card issuer + payment gateway
Affirm Plan ChangesAffirm account dashboard
Payment Data UpdatesGateway profile settings

▸ Core Principle: Payment data managed by gateways – contact them directly for related issues.


📱 Mobile Payment Security

Device-Level Data Isolation
→ Apple Pay: Data stored in device’s Secure Enclave
→ Google Pay: Encrypted in Google Titan Chips
→ Common Rule: We only receive payment tokens.


📌 Policy Highlights

diff

! PAYMENT DATA MANAGEMENT:

# All sensitive data processed by certified gateways (Stripe/PayPal/Affirm)

# We only receive payment results and basic order info

– Cannot view/modify your payment details

– No access to payment accounts

+ Disputes must be filed through gateway providers


Last Updated: July 17, 2025
Certified Payment Gateways:
• PCI-DSS Level 1 Compliant Processors
• Stripe Radar Fraud Prevention
• Affirm Underwriting Systems